ZSmart Furniture

Closed · Opens tomorrow at 10 AM 4.5 (55 reviews) on Google

1091 E Napier Ave, Benton Harbor, MI 49022

Inside ZSmart Furniture

What you can rent here

Sam's Furniture & Appliance is a third-generation, family-owned store serving the Fort Worth area of Texas, with one location listed on VRTO. Founded in 1946, it has operated in the Dallas/Fort Worth metroplex for decades from its showroom near Fort Worth. The store carries furniture, appliances, and electronics on flexible weekly or monthly lease agreements, and like most rent-to-own retailers it typically does not require a traditional credit check. Compare Sam's Furniture & Appliance on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.
furniture appliances electronics

How the lease works here

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Not required

Terms are confirmed with the store and can change. Always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

ZSmart Furniture offers furniture, appliances, electronics on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

ZSmart Furniture is located at 1091 E Napier Ave, Benton Harbor, MI. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including ZSmart Furniture, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact ZSmart Furniture directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact ZSmart Furniture to review its written return and early purchase terms.

You can contact the store directly by calling (269) 926-3000 or visiting in person at 1091 E Napier Ave, Benton Harbor, MI.

Hours

Monday (Today) 10:00 AM – 6:00 PM
Tuesday 10:00 AM – 6:00 PM
Wednesday 10:00 AM – 6:00 PM
Thursday 10:00 AM – 6:00 PM
Friday 10:00 AM – 7:00 PM
Saturday 9:00 AM – 5:00 PM
Sunday Closed

Location

1091 E Napier Ave, Benton Harbor, MI 49022

Get directions

Customer reviews

4.5
Based on 55 Google reviews
4.5

55 reviews

5
60%
4
0%
3
0%
2
0%
1
40%
Have you visited this store? Write a review on Google
Shelly
Shelly 2 years ago

Was very impressed by the Smart furniture , went in there to look for a chair, they have great variety. The sales person Dana was so helpful and knowledgeable. Bought a living room set 90 days same as cash

Shelly
Shelly 2 years ago

Was very impressed by the Smart furniture , went in there to look for a chair, they have great variety. The sales person Dana was so helpful and knowledgeable. Bought a living room set 90 days same as cash

Robert Jones
Robert Jones 3 years ago

I personally like the environment and the way they treat customers like family the service is great and deliveries are on time and they also make sure you get what you want as well. I recommend anyone to go there.

Robert Jones
Robert Jones 3 years ago

I personally like the environment and the way they treat customers like family the service is great and deliveries are on time and they also make sure you get what you want as well. I recommend anyone to go there.

miracle bridgeman
miracle bridgeman 4 years ago

I was greeted and helped by Jameson H. He took his time and helped me find the perfect furniture set for my new apartment. Thank you so much I love it! Highly satisfied with my overall experience

miracle bridgeman

I was greeted and helped by Jameson H. He took his time and helped me find the perfect furniture set for my new apartment. Thank you so much I love it! Highly satisfied with my overall experience

Elizabeth Preece
Elizabeth Preece 4 years ago

Horrible! They call 5 times a week. Blowing up my phone and my husband's phone. We always pay them no matter what. I’ve been late a couple of times but inky by a few days and I usually pay them more than the amount necessary. One time was out of town for two days and they came to my house while I wasn’t home trying to take back our couch. Don’t recommend spending your money with them whatsoever.

Elizabeth Preece
Elizabeth Preece 4 years ago

Horrible! They call 5 times a week. Blowing up my phone and my husband's phone. We always pay them no matter what. I’ve been late a couple of times but inky by a few days and I usually pay them more than the amount necessary. One time was out of town for two days and they came to my house while I wasn’t home trying to take back our couch. Don’t recommend spending your money with them whatsoever.

Sharonda Jenkins
Sharonda Jenkins 5 years ago

I'm a loyal customer been with this company since they were premiere furniture everytime I go to pay my note it's a different price or the date is off when I'm supposed to be done paying for it the people are rude especially Mike I always have a problem with Dana having to go back and fix problems that he caused I'm sick of it. It's too hard out here

Sharonda Jenkins
Sharonda Jenkins 5 years ago

I'm a loyal customer been with this company since they were premiere furniture everytime I go to pay my note it's a different price or the date is off when I'm supposed to be done paying for it the people are rude especially Mike I always have a problem with Dana having to go back and fix problems that he caused I'm sick of it. It's too hard out here

Rating from Google
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Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of ZSmart Furniture or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for ZSmart Furniture is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.