VRTO

Rent to Own Stores in Ruston, LA

Ruston, LA has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Affordable Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in LA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

3 RTO Stores
3 Companies
3.8 ★ Avg Rating
121 Reviews

Compare 3 rent-to-own stores in Ruston

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Compare Rent-to-Own Stores in Ruston, LA

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 3.9 54 reviews 827 W California Ave (318) 255-8189 Visit Website
Aaron's 4.3 41 reviews 211 Service Rd E Ste E (318) 254-0065 Visit Website
Affordable Home Furnishings 3.2 26 reviews 311 E Georgia Ave (318) 750-2740 Visit Website

Store Hours Today (Monday)

0 stores open now
3 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Ruston.

Treviana is wonderful! Super knowledgeable, knows her job in and out!! She is not a pushy sales lady, which I appreciate. I would give her 500 stars!!

Robyn Taylor
Rent-A-Center

Aaron's is a great place to get what you need. I have been getting furniture there for years. Craig is a great understanding person. he does his best to meet your needs and wants. he tries to give you the best deals. I haven't had a problem with him yet. shout out to Aaron's and one of their BEST EMPLOYEES.

jakia Williams
Aaron's

I Never Knew Such Caring People In A Furniture Store...If It Would've Been A Hospital Everyone Will Certainly Get Well Really Quick With The Love And Care The Store In Ruston Gives You...They're Very Concern About Each Customer Never Wanted To Lose Not Even One...They Value Everyone...And Mr. Craig You Are Very Special To Me And Whenever I Need Furniture Your Store Will Be My Choice....When I Get Well I Want A Great Big Hug From You For Working Around My Sickness And Pay Periods....I Thank God For You And Him Allowing You To Help Me Keep My Furniture Until It Was Paid Off...Now The Company Values Customers Well Customers Value You Mr. Craig...God's Blessing To You...And Thanks Again...

Pamela Davis
Aaron's

Just want say how awesome the guys at this location are. The washing machine I bought from them stopped working and they came out with a loaner washer & took mine in for repairs. And the delivery men are always super nice and helpful!!!

Cassandra Little
Aaron's

Aaron's a GREAT place to get nice furniture n appliances when your home is empty. I filled my house with what was needed. Thanx Aaron. Great staff TOO. I cried when i was told what i could get at reasonable prices. Again THANK YOU GUYS...previous n present.

jackie jones
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Ruston will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Louisiana, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Ruston

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Ruston.

Compare Stores Side by Side

Use the comparison table above to see all 3 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Louisiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Ruston

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Frequently Asked Questions About Rent-to-Own in Ruston

Ruston, LA has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Affordable Home Furnishings, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Ruston do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Ruston offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Louisiana requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Louisiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Louisiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.