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Rent to Own Stores in Smith Center, Kansas

1 store across 7 categories

Smith Center, KS has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Mikes Rent To Own. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, tires-wheels. Rent-to-own transactions are legal and regulated in KS (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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What customers are saying

Recent reviews from rent-to-own stores in Smith Center.

I have been purchasing the Formuler Z10 from Mike's Rent to Own Smith Center. They gave me easy monthly payments for the same as cash price for 6 months. I think it is a valuable asset for the community. Love the fact that they give an opportunity for all no matter your credit status. Helps people get things who don't have much credit, a chance to get some credit history.

Jesse K
Mikes Rent To Own

Kim in the Smith Center is absolutely wonderful!! She helped pick out the perfect king size bed as well as a new washer and dryer! She is the best and most friendliest!

Crystal Anderson
Mikes Rent To Own

Kim is always very helpful. I have bought a lot of furniture from here and she is always fantastic.

Ricky LeClear
Mikes Rent To Own

Kim was extremely helpful. Cody was also very helpful with installation. Highly recommend.

Natasha Howell
Mikes Rent To Own

I absolutely love this place. We've furnished our kitchen, living room and bedroom, plus washer and dryer.

Kathy White
Mikes Rent To Own
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Smith Center will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Kansas, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Smith Center

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Smith Center.

Compare stores side by side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Kansas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Kansas: what the law gives you

Kansas has a specific rent-to-own statute (Kansas Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Smith Center

appliances computers electronics furniture gaming mattresses tires-wheels

Rent-to-own in nearby cities

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All rent-to-own stores in Kansas

Rent-to-own in Smith Center, answered

Smith Center, KS has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Mikes Rent To Own. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Smith Center do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Smith Center offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Kansas requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Kansas regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Kansas are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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