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Rent to Own Stores in Joliet, Illinois

2 stores across 7 categories

Joliet, IL has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IL (Source: State Legislature). Early purchase rights: Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 2 rent-to-own stores in Joliet

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Joliet, IL

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Aaron's 4.6 229 reviews 918 W Jefferson St (815) 744-0100 Visit Website
Rent-A-Center 3.4 65 reviews 2128 W Jefferson St (815) 744-7330 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Joliet.

The manager and sales associate were wonderful. Made everything and easy process and was knowledgeable about the products I was looking at.

Elizabeth
Rent-A-Center

I love working with Miss Teresa at the Joliet Rent-A-Center location. Her service is always above and beyond and she truly makes me feel like family.

Dee Vann
Rent-A-Center

Shouting out my man lee he's a blessing he understands he doesn't make you feel less then. God bless you lee the love this man has the compassion he has for people couldn't be found now days not because you blessed us the understanding you have the knowledgement you have thank you again Lee God bless you brother

William Hicks
Rent-A-Center

I love working with Miss Teresa at the Joliet Rent-A-Center location. Her service is always above and beyond and she truly makes me feel like family.

Dee Vann
Rent-A-Center

Marcus Loving and his crew are awesome. I have been ordering from this store for the past 5 years. Never a bad experience with anyone there. They are more than flexible with you and willing to help in any way. Lord knows they put up with me and thank you for always helping when need it. Great store.

Samantha Hill
Aaron's

Rod Jr and Ronia from the store on Jefferson Street Joliet treated me and my husband with the best customer service we've experienced. Their patience and understanding in working with us in reference to financial abilities made us feel like we were important to Aaron's. If you haven't recognized already, they work excellent as a team. They both deserve a raise. Hold on very tight to them. You got something very special with them. Thanks for your help with our new furniture.

Belinda Gholston
Aaron's
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Joliet will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Illinois, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Joliet

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Joliet.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Illinois has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Illinois: what the law gives you

Illinois has a specific rent-to-own statute (Illinois Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Joliet

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Illinois

Rent-to-own in Joliet, answered

Joliet, IL has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Joliet do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Joliet offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Illinois requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Illinois regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Illinois are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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