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Pay Less

Pay Less is a second-generation, family-run rent-to-own retailer rooted in southwest Missouri, with 2 stores listed on VRTO in cities including Branson West and Neosho. The stores carry furniture, appliances, electronics, computers, and mattresses on flexible weekly or monthly lease agreements, and like most rent-to-own stores they typically do not require a traditional credit check. Shoppers have rated the company 4.6 stars across more than 1,100 Google reviews. Compare Pay Less on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.

Find Pay Less near you
Locations
2 stores
States
1 state
4+ Star Reviews
23
Last updated
1mo ago
4.6 (1,171)
Rating from Google

Where they operate

2 stores across Missouri.

Browse by state
Popular store locations

Pay Less stores

A sample of Pay Less locations. Ratings are from Google, shown for context, and are never used to rank stores.

2 shown
See every location: Missouri stores

What they carry, and how their rent-to-own works

Pay Less offers rent-to-own with flexible payments and an early purchase option. Most stores don't require a traditional credit check.

No traditional credit check at most stores
Approval is based on income and ID, not your credit score.
Flexible payments
Pay weekly, every two weeks, or monthly.
Early purchase option
Pay it off sooner to own for a lower total cost.
Review return terms
Return timing, fees, item condition, and remaining obligations depend on the agreement.

Recent reviews

Showing 20 of 1,171
Jun 19, 2026

New management. Roger is a true professional. They are very good people to work with and they have nice Ashley furniture. I look forward to relaxing in style. Thanks Roger!

Patriot Branson West, MO
Jun 19, 2026

New management. Roger is a true professional. They are very good people to work with and they have nice Ashley furniture. I look forward to relaxing in style. Thanks Roger!

Patriot Branson West, MO
Apr 13, 2026

Brought the entire family. It is such a cool little theater with great amenities. We will defintely be back. The staff were great and the theater was super clean.

Jason Wilbur Neosho, MO
Apr 12, 2026

Brought the entire family. It is such a cool little theater with great amenities. We will defintely be back. The staff were great and the theater was super clean.

Jason Wilbur Neosho, MO
Jan 4, 2026

Nice but it would be a lot better if they had a separate line for people buying tickets and people buying snacks. It was a bit ridiculous to wait in line for 15+ minutes waiting on people buying a bunch of food when I already purchased my tickets online and was not buying any snacks. Their line quickly runs out of the lobby and goes outdoors because it's 1 giant combined line. Common sense says a ticket line will move faster than a snack line, so they should be separated. And even better a 3rd option for people who paid online would have been a bonus. 1st time I've been to a theater where food and tickets weren't seperate at least. Also when purchasing tickets online they charge an extra "booking fee" to guarantee yourself a seat. I would think purchasing ahead should be rewarded, not repremanded. I went ahead and purchased only because it was my son's birthday, but I won't be back. Seats were nice once I finally made it in. But Joplin has that now as well 😏

Jessica Wagner Neosho, MO
Jan 4, 2026

Nice but it would be a lot better if they had a separate line for people buying tickets and people buying snacks. It was a bit ridiculous to wait in line for 15+ minutes waiting on people buying a bunch of food when I already purchased my tickets online and was not buying any snacks. Their line quickly runs out of the lobby and goes outdoors because it's 1 giant combined line. Common sense says a ticket line will move faster than a snack line, so they should be separated. And even better a 3rd option for people who paid online would have been a bonus. 1st time I've been to a theater where food and tickets weren't seperate at least. Also when purchasing tickets online they charge an extra "booking fee" to guarantee yourself a seat. I would think purchasing ahead should be rewarded, not repremanded. I went ahead and purchased only because it was my son's birthday, but I won't be back. Seats were nice once I finally made it in. But Joplin has that now as well 😏

Jessica Wagner Neosho, MO
Oct 6, 2025

A solid theater that doesn’t deserve half the nitpicky reviews you see here. I’ve been to quite a few theaters, both chains and local ones, and I can honestly say the B&B in Neosho holds up really well. The seats are clean and comfortable, the sound system is sharp, and the staff are courteous and do their jobs. It’s a smaller theater, sure, but it’s run well and provides a perfectly enjoyable experience for the price. I’ve even seen people book tickets for the wrong B&B location and still get a refund here, which says a lot about how understanding the staff are. They’re friendly, respectful, and do their best to help everyone who comes in. A lot of the lower reviews I’ve seen seem to come from people nickeling and diming as if their life depended on it. If you’re that upset over a popcorn refill or a minor issue, maybe you shouldn’t be spending the money to go to the theater in the first place. The employees here don’t deserve to be blamed for people’s unrealistic expectations. If you go in with a normal mindset to enjoy a movie, relax, and have a good time, you’ll walk out satisfied. The environment is clean, the screens are well maintained, and the overall atmosphere is welcoming. It’s nice having a place like this in Neosho that still delivers a genuine movie night experience without the chaos or prices of a big city chain. In short: the staff care, the place is solid, and most of the complaints you see here say more about the reviewers than they do about the theater.

Lakin House Neosho, MO
Oct 3, 2025

We were extremely disappointed with our recent experience at B&B Theatres in Neosho, MO. A group of us, including friends who drove all the way from Grove, Oklahoma, purchased advance tickets to the new Taylor Swift screening. After arriving and getting settled, we were informed that the movie couldn’t be shown because it didn’t download. While technical issues happen, the way management handled the situation was completely unacceptable. When we specifically asked for the manager, Gage, he refused to come out and speak with us. Instead, he left the front-line employees, who were polite but put in an unfair position, to deal with frustrated customers. Not only did he avoid accountability, but the only solution offered was a refund. No ticket comps, no apology, no effort to make things right for the inconvenience of time, gas money, and the excitement we’d all built for this event. This type of dismissive, avoidant behavior is not what you expect from someone in a management position. A manager should step up, address customers directly, and take responsibility when things go wrong. Gage’s refusal to do so shows incompetence and a lack of basic customer service skills. We won’t be returning to this theater, and I hope corporate takes note that Neosho deserves better leadership than this. Especially considering it was impossible to get a human on the telephone line from the corporate office.

Volene Younker Neosho, MO
Aug 28, 2025

Great people will work with through thick and thin

Code Breckreckenridge Neosho, MO
Aug 21, 2025

Hands down, Brady is THE BEST store manager out of all the Payless locations 😘

Sasha Beighley Branson West, MO
Aug 21, 2025

Great customer service! Brady takes good care of his customers!

Hery Jr Branson West, MO
May 23, 2025

Got a killer king mattress. Very friendly and professional. I purchased it not making payments. We will return for appliances and a tv.

nancy albert Branson West, MO
May 22, 2025

Got a killer king mattress. Very friendly and professional. I purchased it not making payments. We will return for appliances and a tv.

nancy albert Branson West, MO
Dec 21, 2024

This place is great...they have worked with my husband and I a couple times. Even offered to pick up our payments.

Olivia Taylor Branson West, MO
Dec 11, 2024

These guys are the best great selection and service I highly recommend this place best in the area by far! Brady is the best I wish there were more people like you to deal buddy!

ray stapp Branson West, MO
Dec 11, 2024

These guys are the best great selection and service I highly recommend this place best in the area by far! Brady is the best I wish there were more people like you to deal buddy!

ray stapp Branson West, MO
Dec 10, 2024

Visiting from out of town and it’s definitely a smaller, possibly older, theater. The screen was small, but the reclining seats were comfy and the theater had a very welcoming environment. You wouldn’t expect six screens inside the building from the way it looked on the outside. Every single person was so nice and kind, saying hello as soon as we walked in and doing whatever they could to help us order food and drinks, etc. We loved seeing the preview video showing how the theater is active in the community and helps allow everyone enjoy their movie experience; that was heartwarming and sweet.

Emily Baker Neosho, MO
Dec 10, 2024

Visiting from out of town and it’s definitely a smaller, possibly older, theater. The screen was small, but the reclining seats were comfy and the theater had a very welcoming environment. You wouldn’t expect six screens inside the building from the way it looked on the outside. Every single person was so nice and kind, saying hello as soon as we walked in and doing whatever they could to help us order food and drinks, etc. We loved seeing the preview video showing how the theater is active in the community and helps allow everyone enjoy their movie experience; that was heartwarming and sweet.

Emily Baker Neosho, MO
Dec 7, 2024

I absolutely love this location! The service is outstanding, friendly always greeted with a smile! I highly recommend going to the Branson west store for anything you may need for your home!!!

Jess Howard Branson West, MO
Dec 7, 2024

I have had wonderful experience with this location, my washer/dryer is awesome, and even after paid off, was still able to get info from store for a part needed, and have had nothing but the best service from store!! HIGHLY RECOMMEND

Michael Hurt Branson West, MO

All 2 locations

Branson West, MO

18043 Mo-13 , 65737

4.6 (71)on Google

Neosho, MO

1601 Clemon Dr Ste B , 64850

4.6 (1,100)on Google

Find Pay Less near you

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Pay Less, answered plainly

Pay Less has 2 rent-to-own store locations across 1 state. This directory is updated regularly to ensure accurate information.

The states with the most Pay Less locations are Missouri (2).

Pay Less stores offer rent-to-own options for furniture, appliances, electronics, computers, mattresses. Product availability varies by location, so check with your local store for details.

Most rent-to-own stores, including Pay Less locations, do not require a traditional credit check. Approval is typically based on income verification and proof of residence. Contact your local store directly to confirm requirements.

VRTO (Virtual Rent To Own) is an independent directory. We are not affiliated with, endorsed by, or owned by Pay Less or any rent-to-own company. Pay Less is a trademark of its respective owner; visit the official Pay Less website for authoritative information. Company details are listed for comparison only, and the Google rating shown is attributed to Google for context.

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