2 stores across 7 categories
Modesto, CA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in CA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments, less any amounts already paid beyond the total cash price. Payment cap: Total cost of ownership must not exceed 2.25 times the cash price (225% cap) for new merchandise. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Modesto
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.2 91 reviews | 1717 Oakdale Rd Ste #A | (209) 524-7368 | Visit Website |
| Aaron's | 3.6 125 reviews | 1234 Mchenry Ave Ste D | (209) 544-1108 | Visit Website |
Recent reviews from rent-to-own stores in Modesto.
I needed a mattress and they helped me find the right one and where so kind and made it a fun experience
Jesse Talavera
Everything went smoothly. There was a great inventory, the check out process was easy and I'm just awaiting the actual delivery of the fridge. Very easy, smooth online experience.
Ashley B
I had a delivery on 05/30 from 11am-1pm that’s never came nor did I ever get a call why. I later called 2 days later. I was told the delivery driver was over packed. Said it’ll be another week or week and half. I was told these were in storage still so I could go pick them up. I did. Found out these couches were on display since that Monday before 05/30. They said they’ll deliver Saturday which was 06/01. Called at like 1pm they said they’ll be heading out soon. I get called 2hrs later with an excuse of truck breaking down and not working even though the guy was heading out already. which doesn’t make since?? Same day I went out to Modesto to retrieve my couches. I didn’t know they were displayed couches and wanted to talk negotiating the price. Said no it wouldn’t work. So the guy in Modesto offered to take off 100. So I canceled my order, The people from Stockton RAC on Wilson way, Basically told me off and was very rude and said “Go ahead and cancel and to let you know your payment you sent in isn’t refundable” then hangs up the phone. Both myself and the people in the RAC in Modesto looked at one another in shock. Dont not go to RAC on Wilson Way, In the Parking lot of Food 4 Less I recommend Modesto by far, Manny and Marissa will set you up with the goods. They are amazing people and give excellent customer service
Ronald E Bucher III
I needed a mattress and they helped me find the right one and where so kind and made it a fun experience
Jesse Talavera
Everything went smoothly. There was a great inventory, the check out process was easy and I'm just awaiting the actual delivery of the fridge. Very easy, smooth online experience.
Ashley B
i had a very good experience when i went in looking for new furniture for my house. the employee marilyn was helpful and understanding of my budget. i would definitely recommend asking for her
marrissa gutierrez
Most stores in Modesto will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In California, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Modesto.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. California has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
California has a specific rent-to-own statute (California Karnette Rental-Purchase Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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