VRTO

Rent-A-Center

Closed
4.1/5 (93 reviews)

Rent-A-Center is a rent-to-own store located at 1097 E Main St, El Cajon, CA 92021. This location offers furniture, appliances, electronics, computers, and more on a rent-to-own basis. Customers have rated this store 4.1/5 based on 93 reviews.

Photos by Google
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Store Hours

Monday (Today) 11:00 AM - 7:00 PM
Tuesday 11:00 AM - 7:00 PM
Wednesday 11:00 AM - 7:00 PM
Thursday 11:00 AM - 7:00 PM
Friday 11:00 AM - 7:00 PM
Saturday 9:00 AM - 6:00 PM
Sunday Closed

Currently closed

Products Available

furniture appliances electronics computers mattresses tires-wheels jewelry smartphones gaming

What to Expect at This Store

Visiting a rent-to-own store is straightforward. Here is a general overview of what to bring and how the process typically works. Requirements may vary — contact Rent-A-Center directly to confirm.

What to Bring

  • Valid photo ID — driver's license, state ID, or passport
  • Proof of income — recent pay stub, bank statement, or benefits letter
  • Proof of residence — utility bill, lease agreement, or mail with your address
  • Personal references — typically 3-4 contacts with phone numbers

How It Works

  1. 1 Browse in store — choose from available furniture, appliances, electronics, and more
  2. 2 Apply — no traditional credit check at most stores; approval is based on income and residency
  3. 3 Get approved — many stores offer same-day approval and immediate access to your items
  4. 4 Delivery or pickup — most stores include free delivery, setup, and ongoing service/maintenance

Typically included with rent-to-own agreements:

Free delivery and setup, service and maintenance for the life of the agreement, the option to return items at any time without penalty, and an early purchase option (EPO) to buy the item outright before the lease ends. Rent-to-own is not a loan or credit purchase. Specific terms vary by store.

Customer Reviews

4.1

93 reviews

Have you visited this store? Write a review on Google
Dale Lynn Bamford
Dale Lynn Bamford 8 months ago

I went in and got a couch for My daughter and I new apartment. The ordering process was easy. The delivery was not. I had to leave work early. The guy went to the wrong address saying I wrote it down wrong, but I didn’t. He even checked the receipt. He went to the wrong address because he read it wrong when he delivered, he kind of scuffed up my door as well and had a hard time getting it through. He was the only one to show up to deliver this big sectional couch so I had to help him. I went in that same month to make a cash deposit so that way I could get closer to my early payoff The boss at the time said the machines were down and that they couldn’t give me an actual receipt so she gave me a handwritten receipt and took my cash. I went on to pay my couch like normal and here comes the month where I’m supposed to early pay off I was under the impression that was the end of the month, but I was wrong. So I went through my payment history and I couldn’t find my cash deposit. I called and no one knew about this cash deposit. Luckily, I still had my dated and assigned receipt from this old manager, who apparently now no longer works there, and I am now finding out that The guy who delivered my couches now, the manager And they are going to honor my $400 cash deposit because I have an actual receipt proof but I am past my early pay off so I am still going to be forced to Pay more on a couch that I could’ve had paid off by now this place is the worst most unprofessional. I was nothing but nice to them. I didn’t complain, but this woman took my cash and never put it on my account and they are just acting as if this is normal and when I come to pay it off the honor and credit Do you think that they would be doing more but this is it? And it took them a Week to get back to me about what they were going to do and Go about this Absolutely ridiculously absurd. I will not buy from rent a center again once I do finally purchase my couch.

The one and only Abraham

My wife found a great bedset for the room here. We were debating between them and “yes now”. Unfortunately we picked them. We needed a little extra time on a payment so my partner paid half to try to get us until next 15 days. They decided to only give us a week. They literally interrupted our timing with meeting my autistic daughters therapy. I had to prevent that from happening when they knock on my door. They will not work with you.

Vanessa A
Vanessa A 1 year ago

Very disappointed with the El Cajon rent a center. I have been a customer for many years. Bought couches from them in the past. They have always been very helpful in working with payment plans. I went in to buy my third couch in three years from John was told if I paid a certain amount I will be paid off by the third month. I miss the last payment because I had some card issues and got caught up with life forgot to give them a call. Johnny came.over to were I live I had like I said forgotten to update my phone number and miss one payment which I was willing to make. I gave him my number apologize for forgetting this last time to call them he left to the store and call me . I ask him that I thought we were close to paying off the sofa he said you missed your last payment so know you owed double. $795 more!!!! I told him that is outrageous not worth that sofa as we had already paid close to $700 for it. We're missing the $95 payment to finish and he was telling me that know I had to paid $795 more for it. Him not being trying to be helpful.or nothing. As I also.remember we were paying a little bit more for.an insurance to cover if we miss a payment. He did not even acknowledge or tried to help me in the least bit. I told him.they could come.and pick them up. I will never never buy from them again. Customer service, and for it not being my first time buyer I expected more.

ryan byers
ryan byers 1 year ago

Placed online order for dining room table paid the money for the down. It asked me to schedule delivery date I scheduled for April 15th 1-4 items never showed. I called an associate stated she needed paperwork I sent her and she never got back to me. I called to see if she got is no response they would not answer the phone. Very disappointing as I would have been a great customer of rent a center as I needed a few items for my new home.

Toresia Verheyden

Sales Rep Johnny and the office manager made an impossible delivery happen. They were professional courteous….everything customer service should be but lacking in other rent a center stores I’ve dealt with in the past. Definitely going to refer my friends and family to the El Cajon Main Street location!

Frequently Asked Questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, tires-wheels, jewelry, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary — contact the store directly to confirm current inventory.

Rent-A-Center is located at 1097 E Main St, El Cajon, CA. Check the store hours listed above for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Rent-to-own agreements generally allow you to return items at any time without penalty, though you will not receive a refund for payments already made. Policies vary by store — contact Rent-A-Center to review their specific return and early buyout terms.

You can contact the store directly by calling (619) 447-8000 or visiting in person at 1097 E Main St, El Cajon, CA.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.