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Rent to own stores in Desert Hot Springs, California

1 rent-to-own store serves Desert Hot Springs, CA.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 1 rent-to-own store in Desert Hot Springs, CA

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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What customers are saying

Recent reviews from rent-to-own stores in Desert Hot Springs.

It’s certainly an awesome place to go. If you wanna get some stuff that’s the place to go take care of you and if you need to get it fixed, I’ll fix it for you so there’s nothing negative about it. It’s a beautiful system. I wish everybody did it.

AMADOR PEREZ
Rent-A-Center

I had a really great experience at this rent a center, and I can't say enough good things about Marisela. She is super helpful and really went the extra mile to assist me. Her friendly attitude and knowledge made my visit enjoyable. I also want to mention that the store is always neat whenever I get the chance to go in. It’s obvious they care a lot about keeping a welcoming space for their customers. Definitely recommend checking it out.

Judith Martinez
Rent-A-Center

Bought an awesome desktop set which included a mouse n keyboard and the guy Jesus switched out the original mouse for a better quality 1 and even came over to help me set it up to access it! Costumer service was great and I can't wait to buy something else. They even call to offer promotional deals!!

Christina Campos
Rent-A-Center

Need a great deal and sales staff then come here

Michael Bell Jr.
Rent-A-Center

This is how it works: pick out things you either can't or don't want to buy outright and "rent" them. If you like the items, pay them off during the same as cash window so you don't accrue additional fees. If you go past that, it costs more because they carry all of the risk by extending you the lease to own option. Pay your bill on time and you never hear from them. If you read a review someone is getting calls, it's likely they aren't paying the bills for a long time. The people are pretty nice, generally helpful, and display more etiquette when talking to them on the phone than you see in your average business. I frequently use this company for try before you buy type purchases, and I have used this store twice to get furniture. Delivery is free, and I can see it in my space before I commit to paying the full cost. If I like it, I just pay it off, and it doesn't end up being any more or less expensive than buying it from another store. In fact, even if you have the money to buy outright, I'd recommend getting something new from these people to see how it fits in your space first. I generally don't buy used stuff from them, but you can often get items new if you don't mind waiting for them to get it in from somewhere else. TL;DR great people, reasonable prices, easy delivery. Pay your bills on time and pay it off early if you can to save money.

Wilhuff Tarkin
Rent-A-Center
Reviews from Google
Desert Hot Springs, CA

What renting to own in Desert Hot Springs looks like

1 rent-to-own store serves Desert Hot Springs, CA, from 1 company.

Stores here include Rent-A-Center (14201 Palm Dr).

California regulates rent-to-own under California Karnette Rental-Purchase Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments, less any amounts already paid beyond the total cash price.), payment cap protections (Total cost of ownership must not exceed 2.25 times the cash price (225% cap) for new merchandise.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Desert Hot Springs will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In California, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Desert Hot Springs

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 store in Desert Hot Springs.

Compare stores side by side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. California has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

California law

What California law gives you before you sign

California regulates rent-to-own under California Karnette Rental-Purchase Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

California Karnette Rental-Purchase Act Cal. Civ. Code §§ 1812.620 to 1812.649
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, whether the item is new or used, any additional mandatory charges...
Payment cap protections Total cost of ownership must not exceed 2.25 times the cash price (225% cap) for new merchandise.

Nearby cities

Hemet (1) Lake Elsinore (1) Temecula (1) Bakersfield (3) Fresno (3) Lancaster (3) Sacramento (3) Stockton (3)
All rent-to-own stores in California

Categories in Desert Hot Springs

Furniture(1) Appliances(1) Electronics(1) Computers(1) Mattresses(1) Smartphones(1) Gaming(1)

Counts are the stores in Desert Hot Springs carrying that category. A category no Desert Hot Springs store carries is not listed.

Renting to own in Desert Hot Springs, answered

There are 1 rent-to-own store in Desert Hot Springs, CA, from 1 company: Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Desert Hot Springs do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Desert Hot Springs offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. California requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. California regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in California are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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