VRTO

Rent to Own Stores in Essex Junction, VT

Essex Junction, VT has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Smart. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in VT (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

1 RTO Stores
1 Companies
4.7 ★ Avg Rating
159 Reviews

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Store Hours Today (Monday)

0 stores open now
1 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Essex Junction.

Great service with this store. This was our first time at smart homes and reason going there is the review of my son in law Peter. The gentleman that brought our product to our home was Nice understanding that a great job. Make sure everything work before they left.

Linda Millette
Smart

Great company. Very friendly staff, family oriented, great workers when they come to your home they take precautions to respect your home not tracking dirt and debris moving furniture in and out. They do a great job setting things up for you asking questions where you want your purchase. The furniture is great quality. They will work with you with scheduling payments that work with when you get paid. We’ve used Smarthome for years and we’ll continue to use them without a doubt.

Ieshia Shea
Smart

Smart home was absolutely AMAZING! They took time to help me find the furniture that I LOVED, the washer and dryer I had questions about they answered with kindness. The team was all around AMAZING! When delivering my items they set everything up for us, we didn’t have to lift a finger, they took the time to explain how our washer and dryer worked and all the new things that came with it. They also took time to look at our set us and explain to us the best things to use so our set wouldn’t die out quickly as we have a newer set. Explained best laundry detergent that wouldn’t effect the use of washer. Explained so many different things that we didn’t know. They took the time to have conversations with us to get to know us as PEOPLE not just customers! We will continue to give them our business as we wouldn’t want to go anywhere else! Thank you smart home for EVERYTHING!

Teah Peloquin
Smart

We’ve had a great experience working with Smarthome. Their team is always responsive and helpful whenever we need something. It makes working together easy and stress-free.

Christina Mendoza
Smart

I was very impressed with Christine great customer service, soon as I entered the store she acknowledged me saying hello. She was very detailed, personable and attentive. The owner was very nice as well. I appreciate you both!!!

Brenda Jeffrey
Smart
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Essex Junction will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Vermont, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Essex Junction

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Essex Junction.

Compare Stores Side by Side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Vermont has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Essex Junction

appliances in Essex Junction computers in Essex Junction electronics in Essex Junction furniture in Essex Junction gaming in Essex Junction jewelry in Essex Junction mattresses in Essex Junction smartphones in Essex Junction tires-wheels in Essex Junction

Frequently Asked Questions About Rent-to-Own in Essex Junction

Essex Junction, VT has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Smart. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Essex Junction do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Essex Junction offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Vermont requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Vermont regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Vermont are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.