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Rent to Own Stores in Texarkana, Texas

3 stores across 7 categories

Texarkana, TX has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Buddy's Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TX (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 3 rent-to-own stores in Texarkana

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Texarkana, TX

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Buddy's Home Furnishings 4.8 252 reviews 1706 New Boston Rd A (903) 794-9000 Visit Website
Rent-A-Center 3.4 107 reviews 4501 N State Line Ave #122 (903) 792-8733 Visit Website
Aaron's 3.3 145 reviews 2305 Texas Blvd (903) 791-8337 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Texarkana.

We have been with this store over five years. I love the way they handle their business and take care of their customers anyway possible. Since the new manager came in things has been getting down without any hesitation. So, I would like to thank Nekeaii, Mike, Von and Tay. It’s never an attitude, dull moment or anything with these guys, most important very respectful towards one another and customers. And, I can’t write this kind of review for any other place. Every time we payoff something they always talk us in getting something else even when we don’t need anything, but got to love them making them quarters LOL.

Tameka Morris
Buddy's Home Furnishings

Hi my name is Lucy, n I come here to give the workers at buddy's in texarkana a grand review. Im a big lady n I wasn't pleased the 2st day so I called n tavian wen mt over and beyond to make sure I was satisfied. He did it in 1 day he stayed in contact with me. I totally love the service. I recommend them to anyone

Lucy Mcfadden
Buddy's Home Furnishings

I've been using Buddy's for years and they've never let me down. Easy fast approval and delivery in a decent amount of time. (No credit check if you're worried about credit)😊. Most times if they don't have what you want. They can order it for you! #choose BUDDY'S!!!

Apolonia Stevens
Buddy's Home Furnishings

We have been with this store over five years. I love the way they handle their business and take care of their customers anyway possible. Since the new manager came in things has been getting down without any hesitation. So, I would like to thank Nekeaii, Mike, Von and Tay. It’s never an attitude, dull moment or anything with these guys, most important very respectful towards one another and customers. And, I can’t write this kind of review for any other place. Every time we payoff something they always talk us in getting something else even when we don’t need anything, but got to love them making them quarters LOL.

Tameka Morris
Buddy's Home Furnishings

I've been using Buddy's for years and they've never let me down. Easy fast approval and delivery in a decent amount of time. (No credit check if you're worried about credit)😊. Most times if they don't have what you want. They can order it for you! #choose BUDDY'S!!!

Apolonia Stevens
Buddy's Home Furnishings

Mr. Bobby gets Us, understood how i wanted to keep my furniture and yet come down on the payment and because we were on time and great customers he got our payment lowered and save my honey lots of tears and heartache.

Juliette Skelton
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Texarkana will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Texas, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Texarkana

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Texarkana.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Texas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Texas: what the law gives you

Texas has a specific rent-to-own statute (Texas Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Texarkana

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Texas

Rent-to-own in Texarkana, answered

Texarkana, TX has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Buddy's Home Furnishings, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Texarkana do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Texarkana offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Texas requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Texas regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Texas are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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