VRTO

Rent-A-Center

Closed
4.1/5 (144 reviews)

Rent-A-Center is a rent-to-own store located at 1445 S 1St St, Union City, TN 38261. This location offers furniture, appliances, electronics, computers, and more on a rent-to-own basis. Customers have rated this store 4.1/5 based on 144 reviews.

Photos by Google
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Store Hours

Monday (Today) 10:00 AM - 6:00 PM
Tuesday 10:00 AM - 6:00 PM
Wednesday 10:00 AM - 6:00 PM
Thursday 10:00 AM - 6:00 PM
Friday 10:00 AM - 6:00 PM
Saturday 9:00 AM - 5:00 PM
Sunday Closed

Currently closed

Products Available

furniture appliances electronics computers mattresses tires-wheels jewelry smartphones gaming

What to Expect at This Store

Visiting a rent-to-own store is straightforward. Here is a general overview of what to bring and how the process typically works. Requirements may vary — contact Rent-A-Center directly to confirm.

What to Bring

  • Valid photo ID — driver's license, state ID, or passport
  • Proof of income — recent pay stub, bank statement, or benefits letter
  • Proof of residence — utility bill, lease agreement, or mail with your address
  • Personal references — typically 3-4 contacts with phone numbers

How It Works

  1. 1 Browse in store — choose from available furniture, appliances, electronics, and more
  2. 2 Apply — no traditional credit check at most stores; approval is based on income and residency
  3. 3 Get approved — many stores offer same-day approval and immediate access to your items
  4. 4 Delivery or pickup — most stores include free delivery, setup, and ongoing service/maintenance

Typically included with rent-to-own agreements:

Free delivery and setup, service and maintenance for the life of the agreement, the option to return items at any time without penalty, and an early purchase option (EPO) to buy the item outright before the lease ends. Rent-to-own is not a loan or credit purchase. Specific terms vary by store.

Customer Reviews

4.1

144 reviews

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Alicia Green
Alicia Green 1 week ago

Horrible store. Use to you could make payment arrangements and they would work with you each month. Not Lauren. I called to set up an arrangement and she said that they dont do that anymore. I said well when I talked to corporate they said to contact my store and that you could help me with that. She proceeded to lie and tell me that they are their own franchise and that they do not deal with corporate. Once I pay this off I will never rent anything from this store again.

Jennifer Gabel
Jennifer Gabel 1 year ago

So my sister gave me a Nintendo switch that she rented from them. It was paid for, we even have the paperwork on her paying it off. Well she gave it to me as a present. I took it to the pawn shop in union city, because I barely ever touch the thing. My nephews play with it more than I do when they come over. But I decided to pawn it off. The lady at the pawn shop called rent a center in union city to verify it was paid off. The lady STEPHANIE at rent a center came charging over to the pawn shop refusing to verify it was paid for, mind you we have the papers.. She had me come to the rent a center store to get the proof it was paid for because the pawn shop cannot buy anything with the paperwork from the company, apparently. So I went over there and instead of giving me paperwork, THEY TOOK MY NINTENDO SWITCH. said they’d call me within a few days with the paper work on it being paid for because it’s not in their system anymore. MIND YOU I HAVE PAPERWORK WHERE SHE PAID IT OFF BUT MY PROOF DOES NOT MATTER TO THEM. They STOLE FROM ME. Refused to give it back. And still refuses to give me it back.

Angela Coleman
Angela Coleman 1 year ago

Paid off furniture and now they are saying I still owe them now that there is a new manager. I know rent a center enough to know that they would have came and picked it up for none payment. I'm not the only one this has happened to after researching back on them. They won't get another dime out of me and I will tell all I know not to rent there due to scamming on accounts.

Dinah Warren
Dinah Warren 5 years ago

I’ve been with rent a center for 8 years. And my experience with Paula was excellent. She’s a very sweet lady she has help me arrange payments to get it paid off in 6 months . She good on calling me to remind me of my payments . And also other works in the store very nice and very helpful.

Nickole Barbee
Nickole Barbee 6 years ago

Absolutely love this place. The employees are always sweet and helpful. The manager always makes sure her customers are very well taken care of. And always has a smile on her face. And she never lets her having a bad day affect her work ethics. Much love for RAC of Union City TN

More Rent-to-Own Stores in Union City, TN

Frequently Asked Questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, tires-wheels, jewelry, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary — contact the store directly to confirm current inventory.

Rent-A-Center is located at 1445 S 1St St, Union City, TN. Check the store hours listed above for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Rent-to-own agreements generally allow you to return items at any time without penalty, though you will not receive a refund for payments already made. Policies vary by store — contact Rent-A-Center to review their specific return and early buyout terms.

You can contact the store directly by calling (731) 884-1900 or visiting in person at 1445 S 1St St, Union City, TN.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.