VRTO

Rent-A-Center

Closed
3.0/5 (66 reviews)

Rent-A-Center is a rent-to-own store located at 101 Saratoga St, Cohoes, NY 12047. This location offers furniture, appliances, electronics, computers, and more on a rent-to-own basis. Customers have rated this store 3.0/5 based on 66 reviews.

Photos by Google
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Store Hours

Monday (Today) 10:00 AM - 6:00 PM
Tuesday 10:00 AM - 6:00 PM
Wednesday 10:00 AM - 6:00 PM
Thursday 10:00 AM - 6:00 PM
Friday 10:00 AM - 6:00 PM
Saturday 10:00 AM - 6:00 PM
Sunday Closed

Currently closed

Products Available

furniture appliances electronics computers mattresses tires-wheels jewelry smartphones gaming

What to Expect at This Store

Visiting a rent-to-own store is straightforward. Here is a general overview of what to bring and how the process typically works. Requirements may vary — contact Rent-A-Center directly to confirm.

What to Bring

  • Valid photo ID — driver's license, state ID, or passport
  • Proof of income — recent pay stub, bank statement, or benefits letter
  • Proof of residence — utility bill, lease agreement, or mail with your address
  • Personal references — typically 3-4 contacts with phone numbers

How It Works

  1. 1 Browse in store — choose from available furniture, appliances, electronics, and more
  2. 2 Apply — no traditional credit check at most stores; approval is based on income and residency
  3. 3 Get approved — many stores offer same-day approval and immediate access to your items
  4. 4 Delivery or pickup — most stores include free delivery, setup, and ongoing service/maintenance

Typically included with rent-to-own agreements:

Free delivery and setup, service and maintenance for the life of the agreement, the option to return items at any time without penalty, and an early purchase option (EPO) to buy the item outright before the lease ends. Rent-to-own is not a loan or credit purchase. Specific terms vary by store.

Customer Reviews

3.0

66 reviews

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Shannon DeBell
Shannon DeBell 1 month ago

Do not go to rent a center in Cohoes. Management has changed so many times you do not know who your talking to. I bought a livingroom set from them and never had an issue. The staff were all professional and nice. I have now purchased a table. It came with scratches on it. The than manager Calab took $400 off my purchase price. I was told by the manager Calab I owned $950 now. Calab has since left. There is new management now. I have $250 left to pay on my table and now, I am told I own $1093. No I do not. When the new management took over I spoke with people 5 times about the agreement. New management thought I owed full price. Than they say ok I see this in the computer that there was sn agreement for $950. Now all the sudden I told I made the agreement with Calab need them. Even though they said they see it in the computer, Calabs agreement. The manager now claim he never spoke with me before. I will NEVER use Rent A Center again. I have used the company a couple of times and ALWAYS pay. The manager was trying to give me the run around and show me what I WAS PREVIOUSLY supposed To pay. NOPE! The agreement was $950 and I owe.$250 more. Thats it!!!! BEWARE

Jennifer Cardinale

This surprises me to write. I have been getting stuff from RAC since 2018. I ALWAYS pay off 6 months same as cash they would beg me to rent stuff but when I actually need something the guy trying to help me was Incompetent and said he can't find the product and asked me to come back tomorrow morning... what kind of business is that and I just had a house fire and moved to another apartment I needed a couch to sleep on I had nothing but the clothes on my back and he said I couldn't pick it up. That must of changed because I've done it before the old manager knew I was a great customer this guy didn't even acknowledge I never ever missed a payment in any of my contracts.

Janet Yurchak
Janet Yurchak 1 year ago

It's been great! Best experience I've had from a RAC store. This store has a great team!

Kristol Busch
Kristol Busch 2 years ago

I have no respect for the store manager whom I witnessed slam her office door in a customers face, harassed multiple customers for payments, yet delivered broken or damaged items or items with missing pieces. Horrible customer service, lies just to get sales; I have never been a Rent-A-Center customer and for this, I will definitely never be.

Eric Adams
Eric Adams 3 years ago

The salesperson, Spencer and store manager, Brandon, have been super attentive and accommodating. They were flexible with delivery dates, found and picked up a dining set at another location for me, and had excellent follow up to make sure I was good to go.

Frequently Asked Questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, tires-wheels, jewelry, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary — contact the store directly to confirm current inventory.

Rent-A-Center is located at 101 Saratoga St, Cohoes, NY. Check the store hours listed above for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Rent-to-own agreements generally allow you to return items at any time without penalty, though you will not receive a refund for payments already made. Policies vary by store — contact Rent-A-Center to review their specific return and early buyout terms.

You can contact the store directly by calling (518) 233-0475 or visiting in person at 101 Saratoga St, Cohoes, NY.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.