VRTO

Rent to Own Stores in Scottsbluff, NE

Scottsbluff, NE has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NE (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.2 ★ Avg Rating
112 Reviews

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Compare Rent-to-Own Stores in Scottsbluff, NE

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Store Rating Location Phone
Rent-A-Center 3.8 49 reviews 3410 Ave I (308) 632-2788 Visit Website
Aaron's 4.5 63 reviews 3018 Ave I (308) 220-3804 Visit Website

Store Hours Today (Monday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Scottsbluff.

I have had wonderful experience they have worked with me when I needed them to I have nothing but good things to say about them

Amber Lockard
Rent-A-Center

Aarons, their service, their management department, the delivery department, their in house sales personnel, just everyone! All are the best example of how a business should be ran! Actually, its the very best example of how ANY business should be ran! I just wish any and all folks should be treated with such respect! Oh, their products are excellent, with their service contracts and personnel excellent also! Just saying!

susan wagoner
Aaron's

I'm a repeat customer, very pleased with service and ease of dealing with their staff. Very convenient to obtain furnishings, easy pay is best for me, auto pay reassures that I won't slip up on a payment. Love Scottsbluff, NE store.

Judy Escobedo
Aaron's

Today, I was once again AMAZED at the outstanding service that I received. I just got home from having major surgery and was trying to line up a new washer and dryer set. I called Ally and in 2 hours I had a whole new set delivered and set up. The awesome drivers were even kind enough to take my old set out and move some furniture for me. Who does this?!? Rockstars that’s who! I can’t even begin to recommend this place enough! Thanks Ally you are so awesome it makes my head spin!!

Cynthia Hamilton
Aaron's

We have done so much business with Aarons and I am happy to be able to work with them on anything. They have done nothing but give us wonderful customer service and I couldn't be happier! We use to go to Jim whenever we needed anything and he was helpful with everything and had great customer service. Kayla is now who we go to and she is just as great! I recommend that anyone who is looking for new furniture or new electronics to either look up Kayla or Jim! Thank you guys for everything.

Ashley Rude
Aaron's

I've had a beautiful bed frame from Aaron's for the 8 months now and I love it. It is really pretty and it's like a lite color oak. When u want to rent to own go to Aaron's and ask for Ali. She is always there at the front desk. She is a great freindy people person that will help u

Stephanie Moreno
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Scottsbluff will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Nebraska, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Scottsbluff

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Scottsbluff.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Nebraska has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Scottsbluff

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Frequently Asked Questions About Rent-to-Own in Scottsbluff

Scottsbluff, NE has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Scottsbluff do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Scottsbluff offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Nebraska requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Nebraska regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Nebraska are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.