Last checked 2 weeks ago
Rent to Own Stores in McCook, Nebraska
1 store across 9 categories
McCook, NE has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Ace Rent To Own. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NE (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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What customers are saying
Recent reviews from rent-to-own stores in McCook.
Service was as always,prompt,too notch and friendly. Anthony does a great job at gettin ot done when he delivers and never leaves a mess,even when he has to work harder at gettin shit done. L9ve our mccook team.
I love the people who work there they do their jobs well
When Antony, and Guy came to deliver my furniture they were very cautious and extra patient on moving the pieces into my house, they took the time to measure my living room, So My Furniture Would Look AWESOME When My Guest Would Arrive, Also They Took The Time To Put Each Piece Properly Together, and When Finished They Picked Up After Themselves, And Removed The Trash From My Living Room 😀, I would Recommend Ace Rental To Any Of My Family or Friends.
Tom, Dane and Sacha have been amazing and helpful down at the store. Tom and Dane just delivered our couch and bed today and they were cracking jokes and lightened the mood so much! I really really love working with them!
I have dealt with Ace rent to own through many different ways through out the years. I have been a reference for some people and have got my own stuff from them. I personally haven’t had the greatest of experiences until recently. Tom the new GM and his staff especially Dane have been amazing to work with. They’re fun and witty and definitely will work with you in every way imaginable. Definitely some genuine dudes looking to brighten your day whether it just be with a laugh, getting you what you need, or being considerate to money troubles. They don’t just look out for the business but they’re customers as well- which let’s be honest is hard to come by anymore! Then you’ve got Sasha (sp? Sorry!) who is patient and nice as can be! I personally haven’t worked with her too much but from what I have experienced she’s pretty cool too! Definitely recommend going down there and seeing if y’all can get what you need for your homes or even just to pop in and say hi and check out their inventory! Big shout out to Tom and Dane for all of their hard work, patience, and humor! Much love, Tesla Florom
What to bring when visiting a rent-to-own store
Most stores in McCook will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Nebraska, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in McCook
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in McCook.
Compare stores side by side
Check the store listing above for ratings, products offered, and contact details before making your visit.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Nebraska has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Nebraska: what the law gives you
Nebraska has a specific rent-to-own statute (Nebraska Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
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VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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