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Rent-A-Center

Closed
3.8/5 (201 reviews)
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Rent-A-Center is a rent-to-own store located at 1812 S Belt Hwy, St Joseph, MO 64507. This location offers furniture, appliances, electronics, computers, and more on a rent-to-own basis. Customers have rated this store 3.8/5 based on 201 reviews.

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Store Hours

Monday (Today) 10:00 AM - 6:00 PM
Tuesday 10:00 AM - 6:00 PM
Wednesday 10:00 AM - 6:00 PM
Thursday 10:00 AM - 6:00 PM
Friday 10:00 AM - 6:00 PM
Saturday 10:00 AM - 6:00 PM
Sunday Closed

Currently closed

Products Available

furniture appliances electronics computers mattresses tires-wheels jewelry smartphones gaming

What to Expect at This Store

Visiting a rent-to-own store is straightforward. Here is a general overview of what to bring and how the process typically works. Requirements may vary — contact Rent-A-Center directly to confirm.

What to Bring

  • Valid photo ID — driver's license, state ID, or passport
  • Proof of income — recent pay stub, bank statement, or benefits letter
  • Proof of residence — utility bill, lease agreement, or mail with your address
  • Personal references — typically 3-4 contacts with phone numbers

How It Works

  1. 1 Browse in store — choose from available furniture, appliances, electronics, and more
  2. 2 Apply — no traditional credit check at most stores; approval is based on income and residency
  3. 3 Get approved — many stores offer same-day approval and immediate access to your items
  4. 4 Delivery or pickup — most stores include free delivery, setup, and ongoing service/maintenance

Typically included with rent-to-own agreements:

Free delivery and setup, service and maintenance for the life of the agreement, the option to return items at any time without penalty, and an early purchase option (EPO) to buy the item outright before the lease ends. Rent-to-own is not a loan or credit purchase. Specific terms vary by store.

Customer Reviews

3.8

201 reviews

Have you visited this store? Write a review on Google
Ashley Carver
Ashley Carver 2 weeks ago

Ray and Dakota did a fantastic job on delivering my refrigerator! It was kind of a pain to get it through my back door and into my kitchen, but they got the job done. I'm very appreciative of their hard work and effort on getting it in my kitchen!

Brenda Coffelt
Brenda Coffelt 3 weeks ago

I absolutely love this location. I have rented off and on for several years from this location. I just paid off my sectional today, and signed another agreement for a bedroom set. Tamera (not sure if thats spelled correctly) was absolutely amazing and dealing with me being so indecisive. Lol. 10 out 10 will recommend.

Andrew Cadena
Andrew Cadena 3 months ago

ABSOLUTELY HORRIBLE! I’m a US Marine and have used RAC most of my life in various places across the country. This one has COMPLETELY drove me away from ever purchasing from RAC Ever again. First my couches were delivered with no legs. Then after 6+ months of perfect payment history they forced us into the benefits program saying it was now mandatory and cooperate policy. FLAT OUT LIE. I called the corporate office and filed a complaint. Never Received a call from the DM. I told them to come get their couch’s and it took them 2 weeks. They tried to blame me because they forgot to write it down. Now they are calling me DAILY asking for payment on the couches they picked up a week ago. Absolutely worthless location. I never post bad reviews because hey we’re all human and make mistakes but this takes the cake for me.

Laci Walker
Laci Walker 3 months ago

This is the 3rd time, I have rented from Rent A Center! They will always have my business. Mindy works with you, she is truly amazing! She understands things happen sometimes, she is just truly amazing! Dakota and Ray were amazing delivery drivers they asked how my day has been going, and were just kind young men. Thank you so much for your kindness it doesn’t go unnoticed!

Dylan Alves-Nakata
Dylan Alves-Nakata 5 months ago

They worked really well on how things were done and how to deliver things. Once my delivery was ordered or and delivered it was an easy setup and no issues with the crew at all easy the work with. The delivery was on time and nothing was damaged everything was set up perfectly. What I really liked is that they double checked everything before they left to make sure that you're satisfactions was meant to its needs

Reviews from Google
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More Rent-to-Own Stores in St Joseph, MO

Frequently Asked Questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, tires-wheels, jewelry, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary — contact the store directly to confirm current inventory.

Rent-A-Center is located at 1812 S Belt Hwy, St Joseph, MO. Check the store hours listed above for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Rent-to-own agreements generally allow you to return items at any time without penalty, though you will not receive a refund for payments already made. Policies vary by store — contact Rent-A-Center to review their specific return and early buyout terms.

You can contact the store directly by calling (816) 232-2111 or visiting in person at 1812 S Belt Hwy, St Joseph, MO.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.

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