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Home Choice

4.2/5 (41 reviews)

Home Choice is a rent-to-own store located at 1305 Miller Trunk Hwy, Duluth, MN 55811-5605. This location offers furniture, appliances, electronics, computers, and more on a rent-to-own basis. Customers have rated this store 4.2/5 based on 41 reviews.

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Store Hours

Monday 10:00 AM - 7:00 PM
Tuesday 10:00 AM - 6:00 PM
Wednesday (Today) 10:00 AM - 6:00 PM
Thursday 10:00 AM - 6:00 PM
Friday 10:00 AM - 7:00 PM
Saturday 9:00 AM - 6:00 PM
Sunday Closed

Products Available

furniture appliances electronics computers mattresses tires-wheels jewelry smartphones gaming

What to Expect at This Store

Visiting a rent-to-own store is straightforward. Here is a general overview of what to bring and how the process typically works. Requirements may vary — contact Home Choice directly to confirm.

What to Bring

  • Valid photo ID — driver's license, state ID, or passport
  • Proof of income — recent pay stub, bank statement, or benefits letter
  • Proof of residence — utility bill, lease agreement, or mail with your address
  • Personal references — typically 3-4 contacts with phone numbers

How It Works

  1. 1 Browse in store — choose from available furniture, appliances, electronics, and more
  2. 2 Apply — no traditional credit check at most stores; approval is based on income and residency
  3. 3 Get approved — many stores offer same-day approval and immediate access to your items
  4. 4 Delivery or pickup — most stores include free delivery, setup, and ongoing service/maintenance

Typically included with rent-to-own agreements:

Free delivery and setup, service and maintenance for the life of the agreement, the option to return items at any time without penalty, and an early purchase option (EPO) to buy the item outright before the lease ends. Rent-to-own is not a loan or credit purchase. Specific terms vary by store.

Customer Reviews

4.2

41 reviews

Have you visited this store? Write a review on Google
Jo Hagen
Jo Hagen 3 months ago

There was a women working there today 3/11 who was super mean and rude to me even though I’ve bought things from there 2 other times and paid them off she treated me like garbage !!! The only reason I purchased anything else from there was because of Mel his customer service is the best and he treated me with respect. Thank you Mel for helping me stay with Home Choice and helping me get a new bed ♥️💙💜

Travis Cormier
Travis Cormier 8 months ago

I love there cheese and the store has alot of stuff there. Everytime I go in there is see something new that I end up going home with. Always look forward to there cheese mouthly discounts. The discount on the cheese is a monthly discount for a cheese wheel for 5 dollars. The service seems good. I sometimes think they are understaffed for the amount of people that can be there. The atmosphere is really nice but the music and noise can get load. Really clean place. As for the parking there is limited parking. There is parking for handycap. Over all value is great. You cant find cheese like there's anywhere else around the area. If you have not been there i really encourage you to go check the place out. And if cheese is not your thing they got a bike shop in the same building that you can go check out.

Twila Buckner
Twila Buckner 9 months ago

Great place! Great crew! Very professional! Addresses every and all your needs! Communication is on point! Conversations are pleasant and they truly make you feel at home so make home your choice! Mel, Chris and Chris 💯%

c Wilson
c Wilson 2 years ago

The delivery specialist is amazing always get merchandise delivered safely and very nice and respectful also helps out a lot and we appreciate him

Lillyona Tay
Lillyona Tay 4 years ago

I’m severely disappointed in my experience at home choice. Everyone was friendly at the store itself, but when I received my table and tv they delivered it without protection, nothing came in a box. The table was not covered with anything and came with 3 large scratches, 3 chips in the edges along with 4 of the 6 chairs completely broken and unable to be used. I was told 5-6 weeks for my new table to arrive 7 weeks later I had to call them. They told me it would be another 4 weeks and could take even longer. I now have a broken table sitting in my dining room that I am unable to use. The TV came just fine just disappointed that the only thing protecting it was straps and a blanket. No box.

Darwin Bell
Darwin Bell 6 years ago

My credit isn't the best.. they have been working with me. The staff is super friendly and knowledgeable about there products.

Located at 2950 W Division St in St Cloud, Home Choice brings Home Choice's rent-to-own selection to the local community. With a focus on affordability and convenience, Home Choice makes it easy to get the household products you need through flexible rental agreements. Offering a wide selection of furniture, appliances, electronics, computers, mattresses, tires-wheels, jewelry, smartphones, and gaming, Home Choice provides flexible rent-to-own options that make it easy to furnish your home or upgrade your technology without a large upfront payment. Browse a selection of living room, bedroom, and dining furniture from popular brands designed for comfort and style. Find essential home appliances including refrigerators, washers, dryers, and more to keep your household running smoothly. Explore the latest in electronics, from big-screen TVs and sound systems to gaming consoles and accessories. When you choose Home Choice for your rent-to-own needs, you gain access to several advantages. Most locations offer same-day delivery, so you can start using your items right away. Moreover, Bundle deals on multiple items often come with reduced weekly or monthly rates. Customers have rated Home Choice an average of 3.1 out of 5 stars based on 102 reviews. The store continually works to improve the customer experience and provide reliable service. Visit Home Choice at 2950 W Division St in St Cloud, MN 56301 or call 3202510200 during business hours to learn more about available inventory and current specials. The friendly staff is ready to help you find the perfect rent-to-own solution that fits your budget and lifestyle. Please note: Product availability, pricing, and terms may vary. Agreements are subject to the store's terms and conditions. This description is for informational purposes and does not constitute an endorsement or guarantee of services. *This content was drafted with AI assistance and reviewed for accuracy by the VRTO editorial team.*

Frequently Asked Questions

Home Choice offers furniture, appliances, electronics, computers, mattresses, tires-wheels, jewelry, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary — contact the store directly to confirm current inventory.

Home Choice is located at 1305 Miller Trunk Hwy, Duluth, MN. Check the store hours listed above for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Home Choice, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Home Choice directly to confirm their specific requirements.

Rent-to-own agreements generally allow you to return items at any time without penalty, though you will not receive a refund for payments already made. Policies vary by store — contact Home Choice to review their specific return and early buyout terms.

You can contact the store directly by calling (218) 722-2840 or visiting in person at 1305 Miller Trunk Hwy, Duluth, MN.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of Home Choice or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Home Choice is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.