ZSmart Furniture
Open right now until 6 PM. Call ahead and they will tell you what is on the floor today.
1091 E Napier Ave, Benton Harbor, MI 49022 (269) 926-3000
Photos from this location's public business profile and the store's own submissions. VRTO does not add photography.
What you can rent here
ZSmart Furniture is a family-owned and managed rent-to-own retailer with 6 stores across Michigan and Indiana, including Niles and Benton Harbor, Michigan, and Elkhart, Indiana. The company has served Michigan-area shoppers for more than 19 years, with a management team that brings over 150 years of combined service. ZSmart carries furniture, appliances, and electronics on flexible weekly or monthly lease agreements, and like most rent-to-own stores it does not require a traditional credit check. Compare ZSmart Furniture on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.
What this store carries
These are the categories this ZSmart Furniture carries. Call the store for current prices and terms.
This location
1091 E Napier Ave, Benton Harbor, MI. Open until 6 PM.
Call (269) 926-3000 Get directionsZSmart Furniture will tell you what you qualify for before anything is run, stated by ZSmart Furniture.
Before you go in
How rent-to-own leases usually work
Typical terms for rent-to-own stores. This store sets its own; always read the agreement before you sign.
What to bring
- Valid photo ID (driver's license, state ID, or passport)
- Proof of income (recent pay stub, bank statement, or benefits letter)
- Proof of residence (utility bill, lease agreement, or mail with your address)
- Personal references (typically 3 to 4 contacts with phone numbers)
How it works
- 1Browse in store and choose from available furniture, appliances, electronics, and more.
- 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
- 3Get approved, often same day, with immediate access to your items.
- 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.
Typically included with rent-to-own agreements:
Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.
Frequently asked questions
Hours and how to get there
Hours confirmed with the store Nov 1, 2026. Call ahead on a holiday.
Customer reviews
Had these delivered today. 4 loads in three done. The washer and dryer work great. No middle adgetator for clothes to get stuck under or wrapped around. Lots of different wash settings. Dryer works just as well with no issues. Purchase was quick and easy. Very happy I decided to return to them to replace my worn out washer and dryer, which I got from them years ago. Delivery was great. The guys were nice and professional. Very glad I went back
Was very impressed by the Smart furniture , went in there to look for a chair, they have great variety. The sales person Dana was so helpful and knowledgeable. Bought a living room set 90 days same as cash
I personally like the environment and the way they treat customers like family the service is great and deliveries are on time and they also make sure you get what you want as well. I recommend anyone to go there.
I was greeted and helped by Jameson H. He took his time and helped me find the perfect furniture set for my new apartment. Thank you so much I love it! Highly satisfied with my overall experience
Horrible! They call 5 times a week. Blowing up my phone and my husband's phone. We always pay them no matter what. I’ve been late a couple of times but inky by a few days and I usually pay them more than the amount necessary. One time was out of town for two days and they came to my house while I wasn’t home trying to take back our couch. Don’t recommend spending your money with them whatsoever.
I'm a loyal customer been with this company since they were premiere furniture everytime I go to pay my note it's a different price or the date is off when I'm supposed to be done paying for it the people are rude especially Mike I always have a problem with Dana having to go back and fix problems that he caused I'm sick of it. It's too hard out here
Other places to try in Benton Harbor, MI
More stores in Benton Harbor
All Benton Harbor storesNearest first. The figure is that store's own Google rating.
Categories at this store
Each opens that category across Benton Harbor. The count is the Benton Harbor stores carrying it.
Related pages
Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of ZSmart Furniture or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.
Listing information for ZSmart Furniture is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.