1 store across 6 categories
Independence, KS has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Bargain Center LLC. Product categories available: appliances, computers, electronics, furniture, mattresses, tires-wheels. Rent-to-own transactions are legal and regulated in KS (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Last checked 1 month ago
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Recent reviews from rent-to-own stores in Independence.
Friendly staff and great selection if they don't have what you need they will try to find it.
Ketera Buckley
They have beautiful high quality furniture, appliances, and electronics for every budget. I love that the staff greet you as soon as you walk in, but don't act like high-pressure sales people. I was able to browse their showroom without someone right on my heels, people looking at me like my money was no good there, or being outright ignored like I've experienced at other local furniture stores. If I had questions (and believe me, I did!) they had the answers. Their application process was quick and easy - no credit checks - and their payment options were way better than I expected. They can automatically run my card each month on the payment date I choose which is great because I'm super busy and sometimes forgetful. I was able to get what I needed delivered at a time that was fairly convenient to my schedule. I got electronics, living room furniture, and a new mattress from them and have no complaints. Eva, Nick, and Daniel (sorry, I didn't catch the other guy's name!) are all really laid back and helpful. You can tell they have fun and enjoy doing their job. I highly recommend visiting Bargain Center if you're in the need for budget friendly options to spruce up your home.
Bonnie Palsmeier
I’ve never been inside a Bargain Center before this one today and will now only be shopping here for my home needs. I came in looking for a new mattress and Eva was incredibly helpful. The selection of quality furniture is phenomenal and the customer service is some of the best I’ve ever had!
Britti Jay
Love the staff and merchandise at this location. They have 120 days same as cash and will even make your payments to get you to that point. If I have a problem they are quick to resolve my issue. Eve is awesome and very down to earth. Will work to give you the best deal and discounts she can give you.
Gray Wolves
I can't say enough about this business!! I had never been here before so a little skeptical..I wish I had come sooner!! Service was quick and knowledgeable. Free GOOD coffee too ... Got us what we were looking for! Love the way the sales manager Eva got a hold of us right away to follow up...The team leader and store manager were as friendly....super good pay off early option..what I ordered came from Bartlesville and next day it was in for delivery ...The very best ...honest...friendliest ppl in town...❤️#customer for life
Marlene Erwin
Most stores in Independence will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Kansas, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Independence.
Check the store listing above for ratings, products offered, and contact details before making your visit.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Kansas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Kansas has a specific rent-to-own statute (Kansas Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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