VRTO

Rent-A-Center

Closed
4.2/5 (50 reviews)

Rent-A-Center is a rent-to-own store located at 700 11Th St Sw, Spencer, IA 51301. This location offers furniture, appliances, electronics, computers, and more on a rent-to-own basis. Customers have rated this store 4.2/5 based on 50 reviews.

Photos by Google
Rent-A-Center - Photo 1 Rent-A-Center - Photo 2 Rent-A-Center - Photo 3 Rent-A-Center - Photo 4 Rent-A-Center - Photo 5
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Store Hours

Monday (Today) 10:00 AM - 6:00 PM
Tuesday 10:00 AM - 6:00 PM
Wednesday 10:00 AM - 6:00 PM
Thursday 10:00 AM - 6:00 PM
Friday 10:00 AM - 6:00 PM
Saturday 10:00 AM - 6:00 PM
Sunday Closed

Currently closed

Products Available

furniture appliances electronics computers mattresses tires-wheels jewelry smartphones gaming

What to Expect at This Store

Visiting a rent-to-own store is straightforward. Here is a general overview of what to bring and how the process typically works. Requirements may vary — contact Rent-A-Center directly to confirm.

What to Bring

  • Valid photo ID — driver's license, state ID, or passport
  • Proof of income — recent pay stub, bank statement, or benefits letter
  • Proof of residence — utility bill, lease agreement, or mail with your address
  • Personal references — typically 3-4 contacts with phone numbers

How It Works

  1. 1 Browse in store — choose from available furniture, appliances, electronics, and more
  2. 2 Apply — no traditional credit check at most stores; approval is based on income and residency
  3. 3 Get approved — many stores offer same-day approval and immediate access to your items
  4. 4 Delivery or pickup — most stores include free delivery, setup, and ongoing service/maintenance

Typically included with rent-to-own agreements:

Free delivery and setup, service and maintenance for the life of the agreement, the option to return items at any time without penalty, and an early purchase option (EPO) to buy the item outright before the lease ends. Rent-to-own is not a loan or credit purchase. Specific terms vary by store.

Customer Reviews

4.2

50 reviews

Have you visited this store? Write a review on Google
Bre Lomelino
Bre Lomelino 1 year ago

I went in the store in Spencer Iowa looking for a gaming tower and instead of just the tower the lady hooked me up with an awesome set up for an amazing price and she made it an easy process to get in and out the door. I will definitely be returning in the future!!

Matthew Byrd
Matthew Byrd 1 year ago

one of the most predatory, ruthless business models in existence. Shopping here is literally lighting your money on fire. It's uncomfortable just seeing the store, knowing there's probably people I know who've been taken advantage of.

Delotia into Euphoria

When my washer and dryer were delivered heard the two Associates disrespecting my home. My biggest annoyance is I told them when I get paid but yet it keeps telling me my accounts past due. Can't change my payday and I'm tired of getting phone calls and nasty text messages so to speak about my account being behind when I don't get paid for a day or two I've repeatedly told them when I get paid and I keep getting the pestering phone calls and text everyday

Nicholas Turner
Nicholas Turner 4 years ago

I went inside in search of a washer and dryer. The set I really wanted had sticky notes on them stating "good", but the young man that helped me stated he didn't know why that note was there as they needed to go in for repair. The other nice set was already spoken for. There were several other available sets on the floor, but they all looked like they came off of a truckload outlet sale truck that was in a bad accident or something... Badly dented and scratched. The top of one of them was even smashed in, and yet the discount on them for being badly damaged was negligible. When I walked in, both the workers were there, in the back room. I took a peak, and one of them was just on a computer with a headset on playing video games, but there was plenty to do in the store as there was plenty of cardboard from furniture and other merchandise just laying all over the place. I browsed around and noticed that a good majority of their merchandise is damaged in some shape or form, yet they charge more than retail price for it. I understand the upcharge, considering it's a bad credit place... But not to the point of costing more than a regular retail store would charge for the same item in New condition and not badly dented. In the end, I decided to do my business with RentAll just down the street, as their customer service and merchandise were both much better. Hopefully it doesn't take long to refund the Downpayment I made online.

Tyler Heinrichs
Tyler Heinrichs 4 years ago

If you move into an apartment of which the previous occupant did not pay, you will inherit harassment in the form of door hangers.

Frequently Asked Questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, tires-wheels, jewelry, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary — contact the store directly to confirm current inventory.

Rent-A-Center is located at 700 11Th St Sw, Spencer, IA. Check the store hours listed above for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Rent-to-own agreements generally allow you to return items at any time without penalty, though you will not receive a refund for payments already made. Policies vary by store — contact Rent-A-Center to review their specific return and early buyout terms.

You can contact the store directly by calling (712) 584-3169 or visiting in person at 700 11Th St Sw, Spencer, IA.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.