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Rent to Own Stores in Hilo, HI

Hilo, HI has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in HI (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price (200% cap).. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
1 Companies
4.5 ★ Avg Rating
123 Reviews

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Compare Rent-to-Own Stores in Hilo, HI

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 4.4 68 reviews 200 Kanoelehua Ave (808) 935-9300 Visit Website
Rent-A-Center 4.5 55 reviews 2100 Kanoelehua Ave (808) 959-2368 Visit Website

What Customers Are Saying

Recent reviews from rent-to-own stores in Hilo.

Convenient for those who can't afford to buy. So far, we've had good service, friendly staff, and the choice of early payouts.

Cheryl S.
Rent-A-Center

Cherish was incredibly helpful, kind and easy to work with. Highly recommend her for all your furniture needs

Zachary Johns
Rent-A-Center

I recently snagged an Ashley sofa set from Rent-A-Center, and let me tell you, I'm over the moon! The staff were not only helpful but practically mind readers, guiding me through their fabulous collection with ease. The assistant manager, Serena, was so friendly, I half-expected to find cookies and milk waiting for me. It felt more like visiting a buddy's pad than a store. This sofa set is the bee's knees—durable, comfy, and stylish. It's like it was tailor-made for my living room. Delivery was a breeze, and the setup team worked so fast, I wondered if they had capes hidden under their uniforms. The best part? The flexible payment options and the ridiculously easy same-as-cash agreements. I'll definitely be back, not just for the top-notch furniture, but for the warm, welcoming vibes!! Rent-A-Center, you’ve turned my house into a home. Bravo!

Michelle Michelle
Rent-A-Center

Extra easy ordering process, fast, fun, lots to choose from, and we'll see on the delivery process. So far, it's been an excellent experience. Will keep you updated, to give an overall rating. But as of right now, recommended to all....

Shannon K Quintal
Rent-A-Center

Rent a center employees of Hilo, HI has always been a pleasant experience to work with them. Awesome team!!

K E
Rent-A-Center

Always feel like family every time I walk in. My items that I'm interested in can be found.

Xavier Aloiau
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Hilo will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Hawaii, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Hilo

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Hilo.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Hawaii has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Hilo

appliances in Hilo computers in Hilo electronics in Hilo furniture in Hilo gaming in Hilo jewelry in Hilo mattresses in Hilo smartphones in Hilo tires-wheels in Hilo

Frequently Asked Questions About Rent-to-Own in Hilo

Hilo, HI has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Hilo do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Hilo offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Hawaii requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Hawaii regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Hawaii are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.